Government Approved - Since 2012

One Decision CanChange Your Financial Life

Your trusted partner for secure savings and guaranteed returns. Join thousands of families in Tumkur who have achieved their financial goals with Arthasethu Chit Funds.

14+

Years of Service

5000+

Happy Members

50Cr+

Funds Managed

100%

Payout Record

About Us

Trusted by Thousands of Families in Tumkur

Established in 2012, Arthasethu Chit Funds Pvt Ltd has been a beacon of financial trust in Tumkur, Karnataka. We are a government-approved chit fund company operating under the Chit Funds Act, 1982.

Our mission is simple: to provide every family access to affordable credit and disciplined savings through the time-tested chit fund model. With over a decade of experience, we have helped thousands of families achieve their dreams - from building homes to funding education and growing businesses.

Registered Company

Under Chit Funds Act 1982

5000+ Members

Growing community

14+ Years

Trusted operations

100% Payouts

Never missed a payment

Our Promise

Complete transparency in all transactions
On-time payouts - every single time
Government-regulated operations
Personal attention to every member
Digital tracking of your investments
Door-to-door collection service

Rs.50Cr+

Total Funds Managed

Our Chit Plans

Choose Your Investment Plan

From Rs.1 Lakh to Rs.1 Crore - we have plans that fit every budget and financial goal. Start your wealth-building journey today.

Chit Value

1 Lakh

20 Members · 20 Months

Monthly Subscription5,000
Prize Range60,000 – ₹95,000
20 members per group
Duration: 20 Months
Monthly auction with live bidding
Dividend reduces your subscription

Ideal For

Two-wheeler, gold savings, small business

Chit Value

2 Lakh

20 Members · 20 Months

Monthly Subscription10,000
Prize Range1,20,000 – ₹1,90,000
20 members per group
Duration: 20 Months
Monthly auction with live bidding
Dividend reduces your subscription

Ideal For

Home renovation, education fees, medical

Chit Value

3 Lakh

20 Members · 20 Months

Monthly Subscription15,000
Prize Range1,80,000 – ₹2,85,000
20 members per group
Duration: 20 Months
Monthly auction with live bidding
Dividend reduces your subscription

Ideal For

Vehicle purchase, marriage, shop setup

Most Popular

Chit Value

5 Lakh

20 Members · 20 Months

Monthly Subscription25,000
Prize Range3,00,000 – ₹4,75,000
20 members per group
Duration: 20 Months
Monthly auction with live bidding
Dividend reduces your subscription

Ideal For

Home down payment, business expansion

Chit Value

10 Lakh

20 Members · 20 Months

Monthly Subscription50,000
Prize Range6,00,000 – ₹9,50,000
20 members per group
Duration: 20 Months
Monthly auction with live bidding
Dividend reduces your subscription

Ideal For

Property purchase, large investments

Chit Value

25 Lakh

20 Members · 20 Months

Monthly Subscription1,25,000
Prize Range15,00,000 – ₹23,75,000
20 members per group
Duration: 20 Months
Monthly auction with live bidding
Dividend reduces your subscription

Ideal For

Real estate, business startup, high returns

Plans from Rs.50 Lakh and Rs.1 Crore also available. Contact us for details.

Smart Money Choice

Chit Fund vs Personal Loan

Why pay 14–24% interest to a Personal Loan when you can build the same amount and earn returns on your savings?

Personal Loan

Personal Loan

You pay extra to the Personal Loan

Interest Rate14% – 24% per year
Processing Fee1% – 3% upfront
Returns on PaymentsNone – it's a debt
Approval Time3 – 15 days
PaperworkHeavy – CIBIL, ITR, payslips
Hidden ChargesForeclosure & late fees
Total cost on ₹1 Lakh+₹14,840

Paid as interest over 20 months @ 14% p.a.

Smart Choice

Arthasethu Chit Fund

You earn while you save

Effective Cost0% – 12% (your choice)
Monthly Dividend₹500 – ₹2,000 every month
Returns if you waitUp to 18% p.a. effective
Approval TimeSame day registration
PaperworkJust ID & address proof
Hidden ChargesZero — fully transparent
You save on ₹1 Lakh−₹15,000

Total dividend earned over 20 months for non-takers.

Real-life Example: ₹1 Lakh in 20 Months

Personal Loan

₹1,14,840

EMI ₹5,742/month × 20 months

+₹14,840 paid as interest

Chit Fund (Bid Early)

₹85,000

Effective payment after dividends

Save ₹15,000 vs loan

Chit Fund (Wait & Win Last)

₹1,15,000

You receive after paying ~₹85,000

Earn ₹30,000 extra

* Indicative figures. Actual dividends depend on monthly auction outcomes. Personal loan rates from RBI data, May 2026.

Why Choose Us

Built on Trust, Driven by Values

Here is why thousands of families in Tumkur trust Arthasethu for their financial needs.

Government Approved

Registered under the Chit Funds Act, 1982. Fully regulated and compliant with Karnataka state regulations.

100% Secure

Your investments are protected by government oversight. Transparent operations with regular audits.

Guaranteed Returns

Assured returns on your chit fund investments. No market risks, no volatility - just steady growth.

Flexible Plans

Choose from plans ranging from Rs.1 Lakh to Rs.1 Crore. Something for every financial goal.

Community Trust

Serving families in Tumkur since 2012. Built on trust, transparency, and personal relationships.

Digital Management

Modern digital platform for tracking your investments, collections, and returns in real-time.

Ready to Start Your Financial Journey?

Join Arthasethu Chit Funds today. Access your account, track your investments, and manage your collections - all from one platform.

Contact Us

Get in Touch

Visit our office in Tumkur or reach out to us. We are here to help you start your financial journey.

Visit Us

Arthasethu Chit Funds Pvt Ltd
Guru Tower, Upparahalli Railway Gate
Tumkur - 572102

Call Us

+91 91642 04147
Mon - Sat: 9:00 AM - 6:00 PM

Email Us

info@arthasethu.com
We reply within 24 hours

Enquire Now

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